Category: Wise Spender

3 Easy Ways to Prepare for Retirement

Retirement – a phase that many people don’t pay attention to. This phase is far off the road and it paints a mental picture of old people enjoying serene beaches and parks. However, times have really changed. It’s wiser to prepare for retirement while you’re still young and full of energy. Also, there are modern institutions and groups that can help you fund your retirement. But if you want to fund your retirement on your

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How to Free Yourself From Paycheck-to-Paycheck Lifestyle

Do you wish that your life does not revolve on the cycle of working-paying bills, and maybe a bit of splurging? You are not the only one. Many people find themselves working for years but still do not have a lifesaver fund in the bank. Like you, they are still struggling with how to make their personal finance secured and stable. What to do? Here are some tips that can help you get out of

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Why Track Your Spending?

Have you ever noticed that no matter how much money you make in a month, there is never enough? You most likely know how much you earned last month, but do you know how much you spent? If you don’t, you are not the only one who doesn’t. According to a financial survey, most people spend 10% more than they make! Why is it hard to track spending? It is difficult for people to track

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